The Vault
Don't know what to say? Use these battle-tested scripts to negotiate, save, and strategize.
Negotiating a New Job Offer
Use this when you have an offer but want a higher base salary.
Asking for a Raise
Best used after a recent "win" or project completion.
Asking for a Signing Bonus
Use when the company can't budge on Base Salary, but has budget elsewhere.
Lowering Credit Card APR
Call the number on the back of your card. Works best with good payment history.
Waiving Bank Fees
Use this for overdraft fees or monthly maintenance fees.
Goodwill Deletion Letter
Ask a creditor to remove a "Late Payment" mark from your credit report.
Negotiating Rent Renewal
Use when your landlord sends a lease renewal with a price hike.
Lowering Internet/Cable Bill
Call them and ask for the "Retention Department".
Negotiating Medical Bills
Use this for hospital bills that seem confusing or high.
Analyze My Budget Leaks
Paste your last month of expenses into ChatGPT/Claude with this prompt.
Meal Plan on a Budget
Get a grocery list for cheap, healthy meals.
The Interview Coach
Use AI to practice tough interview questions.